Jan 11 2012

Travel Health Insurance: Don't Leave The Homeland Without It

Insurance is designed to give us peace of mind. It is there to help us when things go wrong. Whether it is insurance of our health, possessions, or income, we willingly pay our premiums in order to rest easily in knowing that we are protected from loss. Yet it is truly ironic that when we are farthest from home and on foreign lands, our health insurance is often at its most useless. For peace of mind when traveling or living internationally the smart traveler is sure to purchase travel health insurance.

Many of us spend thousands of dollars each year in purchasing comprehensive and complete health insurance coverage. Yet many people are surprised to learn that what is comprehensive coverage within our own borders is often useless when we travel abroad. And it is not just those who purchase extensive private health insurance coverage who are surprised, student health insurance and U.S. Medicare both fail to cover the insured when they are beyond the border.

If you are planning international travel and you wish to avoid the shocking expenses that an unexpected injury or illness can cause, then you should consider the purchase of travel health insurance.

While the format and benefits of various travel health insurance plans can vary, the basic premise remains the same; if something goes wrong you are covered. Depending on the cost of the plan you can purchase coverage that will have various maximum limits, from as little as $25,000 to as much as $1,000,000. Further, it is not uncommon for travel health insurance plans to cover more than just medical bills.

Other common features are the cost of medical evacuation in case you need to be moved back to your native country for care or treatment. Accidental death and dismemberment coverage provides insurance benefits in the event of a loss of life, limb, eyesight, speech, or hearing. Some plans will cover the expense of returning your remains to your country of origin in the unfortunate event of death, or cover the expenses of children or family members who need to be returned home due to your condition.

Still others can include coverage for less catastrophic occasions, such as trip cancellation or lost baggage. These features, and others not listed, are not available on all plans so smart consumers will be sure to investigate further in order to determine the plan that best covers their particular needs.

Travel health insurance is a product that should appeal to anyone who is engaged in international travel. Whether coming to or leaving from the United States, travelers can rest comfortably when they know their basic needs will be covered without incurring massive expenses. If you are planning to travel across international lines then you would be wise to investigate your travel health insurance options right away, and a great place to start is by getting a quote from a reputable broker. This can be done with a few clicks of the mouse on the Internet.

If you are traveling through a university function, or with a group tour or cruise line, you may be able to purchase insurance directly from the trip organizers. But do not wait until it is too late; only a few dollars spent before you depart can save you thousands of dollars, or more, as long as you remember to make travel health insurance a staple item in your pre-travel planning.

Jan 10 2012

10 Tips For Planning Your European Trip

Europe is the most popular destination for tourists. There are several important things to keep in mind before calling your travel agent and booking your next vacation:

1. Your Budget: Set your budget. This includes transportation cost and souvenir/s. If your budget is smaller, you should visit Eastern Europe, looking for packaged tours, or, if you're flexible, book a "last-minute" trip, which can often save you 30% or more. Check out the current exchange rate between your currency and that of the country you'll be visiting, to have a better idea of what your vacation is going to actually cost you. Whenever possible, travel during an off-peak season to save even more.

2. Time of year: You may not want to spend many days indoors, because the weather can be cold and rainy. You may miss a wonderful trip just because you have not checked with your travel agent or weather forecast first. This is what I recommend you if you're not sure of weather patterns, check with your travel agent who can advise you on rainy seasons or other weather-related issues for traveling to a specific spot.

3. Political Climate: While most countries that rely on tourism make every effort to ensure the safety of tourists, these days it's always a good idea to keep up on the current political climate of the country you're planning to visit, especially if there have been problems in the past.

4. Your waking time: If you usually wake up late in the morning, then a guided tour is probably not for you. Most guided tours start early in the morning, and you're on the go until evening. You may visit several cities in a country or countries within a specified amount of time, and you're required to stay with the group.

However, if you don't like traveling alone, you enjoy the companionship of others and getting to see as much as possible in the time you've got, a guided tour or cruise may be just the thing for you.

5. Your dream and personal desire: This vacation is something special and you save the whole year for. So if you have always wanted to visit somewhere or do something special - why wait? Include it in your next vacation plans.

6. Plan your day: Take a little time to think about what you like doing before planning your trip. Do you prefer the water, or the mountains? Lying on the beach, or rock-climbing? Adrenaline rushes or visiting an art museum?

Once you know what you want to do, figure out what you'll have time to do. Many times, in an effort to get the "most bang for our buck" we tend to over plan the vacation, and end up needing a vacation from the vacation when we get home! Prioritize your list, and be willing to save some activities or attractions for another trip.

7. Use the resources that are available to make your trip special and save money: Today's travelers have numerous options when planning their vacation. You can use the Internet to find out more about the cities or countries you want to visit, check out prices, even book your flight or hotel room. Here is a useful website you can visit http://www.heping-hotel.com If you're visiting a place for the first time, check with a travel agent, talk to someone who's "been there, done that" on an Internet Forum, or contact local chambers or commerce or travel councils to get more information about where to go, what to see and what to do.

8. Pack lightly: Do not bring items that you will not use and unnecessary because the word Just In Case. When planning your trip, look at your wardrobe and pack as lightly as you can. Take only what you'll really need, and remember that if you forget or end up needing something, chances are you can get it once you reach your destination.

9. Get organized: You can use trip-planning software, or your own favorite organizing system to organize and plan your trip. Don't forget things like making sure your passport and picture ID are up-to-date, finding out if travel insurance is something you need, and how and where to exchange your money. The more organized you are in the beginning, the better vacation you'll have.

10. Have fun!: Get organized, have a plan before going anywhere. That way, once you're on your way, you'll be able to relax and enjoy yourself. But remember, there are very few "perfect" vacations, so if something does go wrong, try to relax and "go with the flow" as much as possible.

Jan 10 2012

Should You Consider Travel Health Insurance?

Are you a recent college graduate looking for that dream summer back packing across Europe? A young adventurer who wants to re-trace the steps of Genghis Khan? A middle aged individual who is years overdue on a really good vacation? For many individuals, a truly great vacation includes traveling. Getting away means just that, getting away. But there is one major detail that many individuals tend to ignore that they shouldn't: travel health insurance in case of emergency.

It's funny how so many people think of the importance of having health insurance at home, where they even know doctors and hospitals, yet then they leave to take a trip overseas and don't have any coverage at all. How can you leave your country without health insurance?

Contrary to popular belief, many plans do not cover you outside of the US. The last thing you need is to be stuck in a foreign emergency room with a broken arm, strange rash, or dysentery without any protection of health insurance and any ability to pay for service. Even things as small as rashes or infections can become a very big deal.

Travel health insurance has other benefits beyond just its obvious name. Don't think of travel health insurance as just being health insurance for overseas, but think of it as kind of an overarching insurance that happens to include health. Many of these plans are cheap, and not only do they cover important fees such as hospital and medical expenses, but also things like lost luggage, trip cancellation, emergency dental work, evacuation, and even accidental death. If you can get all of this coverage for a cheap price, why would you even consider leaving without it? You can buy the policy, get an insurance card and an emergency number to call, and that's it. You now have peace of mind.

When contemplating travel health insurance, many people only think of small things that don't really matter in the larger picture: loss of money, stolen camera, or stolen luggage. Illness and accidents are possible realities wherever you go, and need to be accounted for. This is the purpose of travel insurance. To define it succinctly: travel health insurance is a policy specifically designed to protect and cover you from any and all possible risk you might run into while traveling abroad.

Travel health insurance is a great policy, and generally is very cheap. Most likely, and obviously you hope, that during a vacation overseas nothing will go wrong and you will enjoy a trip that will create memories worth lasting for a life time. But peace of mind is a good thing to have, and just in case things go wrong you want to have a plan in case a dream vacation ends up turning its head towards being an ugly nightmare.

Travel health insurance gives you this option, covering you in almost any event and helping to give a security abroad that you would hope to have even if you never left your front door. So find a good policy, and enjoy the trip!

Jan 09 2012

Safety Tips For Your Cruise Holiday

If you've never been on a cruise holiday before, it can be unnerving to read newspaper articles about� the various things that have gone wrong on cruise ships in the past. However, it is reassuring to remember that the likelihood of an emergency occurring is very low, after all, millions of people cruise each and every year without incident. Despite the fact that problems on cruise holidays are very infrequent, most people feel more confident about travel when they are safety aware. Read on to discover my three top safety tips for cruises, which will help to ensure that you have a safe and happy holiday.

Attend Safety Demonstrations

Perhaps the most important safety tip for anyone going on a cruise holiday is to always attend the safety lectures and demonstrations by the ship's crew. Whether you are a veteran cruiser or you are taking to the sea for the first time, it is essential to know exactly what you should do in case of an emergency. I have noticed that many people don't bother to attend or pay attention to these safety demonstrations. Perhaps they think “it won't happen to me”, or having cruised many times, feel that they already know the procedure off by heart. Unfortunately, these are the people who panic when a situation occurs, which (in extreme emergencies) may put themselves and others at risk. OK, so listening to someone talking about lifeboats and emergency exits may not be the ideal way to begin your holiday, but those ten or fifteen minutes are vital if you want to ensure your safety and peace of mind.

Pack Your Common Sense

Although cruise ships are designed to be one of the safest options for holidays, using your common sense and taking responsibility for your own safety is a priority. I've seen far too many people sustain minor injuries such as cuts and bruises through carelessness – tripping on stairs after one too many cocktails in the casino bar for example. However, the most shocking incident which I've witnessed while cruising was a young couple who were on their honeymoon, trying to imitate the “I'm the King of the world” moment from the film, Titanic. Luckily for them, a member of security staff noticed what they were doing immediately and was able to stop them before a tragic accident occurred. The basic rule that I like to follow is – if it is something I'd think twice about doing anywhere else, it probably isn't wise to do it when cruising&.

Safety on Excursions

The majority of cruise itineraries offer holiday-makers the opportunity to take excursions on land while the ship is in port, and discover the local culture. In some countries, crime can be a problem, which means that when you are onshore, you need to stay on your guard. Since the majority of criminals are opportunistic thieves, it is sensible to ensure that you don't attract their attention by flashing around large amounts of cash, expensive jewellery and flashy kit such as mobile phones and cameras.

Jan 06 2012

Traveling First Class for Free

Have you always dreamed of owning your own business, having the time and money to visit exotic locations and being able to fly first class?

If you love traveling, live in or near a city with a large national or international airport, and you have the kind of lifestyle that lets you pick up and go on a moment's notice, then you might want to think about starting your own business as an "air courier".

What is an air courier? It's a person who is hired to transport a specific item from one destination to another, within a specified deadline.

And, before you start imagining sinister men in trench coats carrying guns with silencers, and beautiful foreign women transporting secret microchips, let me reassure you that traveling as an air courier is 100% legal and aboveboard!

What you are asked to transport varies tremendously - it can be almost anything - legal documents such as letters or business contracts, children going from one country to another, medicine that was forgotten during a vacation, reports, computer disks, product prototypes - the list is endless.

In fact, because of the "instant gratification" mindset today where we are used to information and communication that travels faster than the speed of light, air courier companies have seen their businesses grow tremendously over the last ten years. What that means for you is increased opportunities for free travel.

Who can become an air travel courier? Anyone who is over 18, holds a valid passport and who is in good health. It also helps if you're flexible and can pick up and travel on very short notice.

Why is this a wonderful opportunity?

When sending a package by air, the shipper has two options - the first is to send the package as "cargo." Cargo travels alone (especially since the tragedy of 9/11), is shipped in bulk in large containers that usually aren't sent until the container is full, in order to maximize revenues for the airlines.

In addition, especially when cargo is sent overseas, there are sometimes long delays getting the package through customs, there are endless regulations that must be followed, inspections that must be passed, etc.

For the air courier companies, who have to make sure the package is not only delivered, but reaches the intended recipient as quickly as possible, these delays are unthinkable. (If they don't make their deadlines, then their competitors will. Think of the slogan from one such company&"when it absolutely, positively has to be there overnight&")

On the other hand, if the same item is considered "personal baggage" and is carried with a ticketed passenger, it arrives with the passenger, and generally passes through customs quickly, without all the delays.

Plus, a person can book a ticket for a specific flight arriving at their destination at a specific time - not so for cargo. Which means that a shipment that could take days or weeks if it's classified as cargo, can take hours instead because it's classified as baggage.

Because very few of the air courier companies have the resources to employ full-time couriers, the industry itself has come to rely on freelance air couriers, which, even when having to pay someone to travel, and covering the cost of their airfare, is still a better ROI when compared against the paying full-time wages, holiday and sick pay, insurance and all of the other costs involved with having employees.

This is where you come in.

As an air courier, you are providing a valuable service in a growing market. And from the traveler's point of view, you might find yourself flying to Paris one day, and Hong Kong a week later!

Once you've been hired, the process is pretty simple: the company contacts you, to check your availability. When you confirm, they book the flight and let you know when to be at the airport. You're met at the airport by a representative, who gives you your ticket, a list of item or items you're transporting, and your baggage claim tickets. They'll usually even have checked you in, saving you many hassles. You get to sit in first class, and enjoy the flight. That's it. You don't have to contact the recipient in the city you're flying to, actually pick up the package on your way to the airport, or do anything other than be responsible for it going from one airport to another.

At your destination, you'll be met by another company representative, who will take the baggage claim tickets, and give you your return ticket.

How long do you get to stay? That depends on you and the air courier company. Sometimes your schedule will be tight - you may only get hours between flights. Other times, you'll have a day or two. Obviously, as your reputation increases and the companies you work for know that they can rely on you, you have more room for negotiating.

There are several ways to get started. There are actually companies who recruit air couriers, and the fees for joining are usually nominal. The benefits of going through a certified company can be many. For example, they often provide information that it could take you a long time to figure out on your own. They also offer forums, newsletters and other resources to help you succeed. Because they have built a reputation, you might find it easier to get started in the business by working for one of them at first.

But, you can also find the information completely on your own, and start off freelancing. Look in the yellow pages for air couriers that are located near your local airport. Figure out where you'd like to travel to, and make a list of the locations they serve. Because there are companies who transport items both internationally or just within the states, where you travel is largely going to be a matter of personal choice.

Also, make sure that you investigate each company before applying with them. You want to make sure that they are a solid business, with a good reputation. Once you've narrowed down your choices, get on the phone, and find out what their application process is. Many companies today prefer that you apply online. Whatever the process is, make sure that you provide them with all the information they request.

Timely tip: After submitting your application, follow up with a thank-you letter, on your new "company" letterhead. Remind them of your availability, that you can accept short or no notice flights. Find a way to position yourself above that of the other couriers.

Once you've gone through the process the first time, you'll have a much better idea about which other companies you want to apply to and how to hone your interview skills. (So don't make your first application with the biggest company that you want to work for the most.) Obviously, if you limit yourself to one or two companies, you'll also be limiting the amount of work you'll get and the locations you can travel to.

Timely Tip: Put together a database of the companies you've applied to, the date you applied, and contact information. Follow up with the company regularly, but don't be a pest.

Once you've been hired, don't be surprised if you start getting calls within the first couple of weeks. There is a growing need for professional, responsible air couriers.

Here are some things to keep in mind when you start working:

1. Be professional. Remember that while shorts and flip flops may be comfortable for vacationers, you're working and representing the air courier company.

2. Often the only baggage you get to take with you is hand carried. Invest in microfiber clothing in basic colors, and learn to pack essentials only. If you do get to stay for longer than a few days, you can always pick up some essentials once you're there.

3. Give your own business card to the company representative in the country you travel to, and make sure that your email and voice mail information is included.

4. Apply to all the companies you've decided you want to work for, and then follow up with the ones that haven't contacted you regularly - perhaps a polite letter or even a one-page newsletter that lists the latest on industry related news.

5. Stay organized. Don't over commit yourself, and try never to have to cancel a trip.

Being an air courier is a great way to make money and see the world. Bon Voyage!

Dec 27 2011

Budget Travel Last Minute Deal Travel Package

Budget Travel is Ireland's number one provider of cheap holidays, last minute holidays and package holidays to a range of destinations. package holidays lastminute holidays Travel Insurance Kasbah.com has teamed up with some of the best providers of cheap travel insurance from around the world. Get a great last minute deal travel package at ebookers and set off on that dream holiday. Get a great last minute travel deal package at Kelkoo and set off on that dream holiday. Unfortunately, travel vouchers may not be used to purchase any portion of a Last-Minute Package. Hotels.com has the best hotel and hotel air package rates available for last minute travel to Las Vegas.

Let ebookers provide you with great last minute travel deal. Let Europe's premier online travel agency show you the best llast minute travel deal options. A last minute airline deal is good for on-the-spot travel when you can wait for the next open flight. Use the following search option to find the best deal for your last minute travel needs.

Research organizations covering the online travel industry report that last-minute travel is a growing segment of the leisure travel market. site59.com Site59 is the industry leader in technology and creative content for last-minute online travel. Over 24 years of experience in last minute travel brings you the best airfare from airline travel industry. The research organization classified last-minute travelers as those who took unplanned, last-minute trips at least 100 miles from home in the last six months. In order to make a last minute travel bargain all one needs to do is lots of consulting and online research.

As a result, travelers got the idea that prices will always get lower at the last minute." Sometimes that's true, but often it's not. That's the idea behind one of the most active areas of the Web travel industry: last-minute travel. As a result, travelers got the idea that prices will always get lower at the last minute." Sometimes that's true, but often it's not&. From hotel deals to airline tickets, to great cruise and vacation packages, LastMinuteTravel.com consistently beats all other websites and travel sellers on pricing. Hotels.com has the best hotel and hotel air package rates available for last minute travel to Las Vegas.

Airtkt.com, provide the cheap flights, discount car rental and hotel discount, guaranteeing you the Cheapest last minute travel.. Let Europe's premier online travel agency show you the best last minute bargain travel options. Let Europe's premier online travel agency show you the best llast minute travel deal options. Let Europe's premier online travel agency show you the best last minute bargain holidays. There are many last minute travel vacation packages to fit anyone's budget.

If you share HotStays.com's passion for travel then a last minute vacation special is for you! Let ebookers provide you with great last minute travel deal. Let Kelkoo provide you with great last minute travel deals. Eight great Web sites for click-and-go travelers You can score excellent last-minute deals by calling a travel agency. American Airlines has an area of its Web site devoted to travelers looking for last-minute weekend getaway packages. But there are many instances where people have taken advantage of this situation to create a last minute travel bargain for themselves.
http://www.last-minute-travel-vacation.com/

Dec 26 2011

Best Buys in Your Yearly Worldwide Travel Coverage

Let's look at some insurers & plans that qualify as best buy annual travel insurance worldwide. six UK travel insurance carrier that dubs itself the cheapest worldwide travel insurance offers not only annual coverage but plans specific to a single trip, a business trip, backpacking adventures, & plans designed with folks over 65 in mind.

For best buys in annual travel insurance worldwide you need first only travel as far as your web connection. Annual travel insurance for worldwide travel is the best buy, as compared with single trip coverage, if you're going to be making over six trip in a calendar year, or if you're stay is going to be lengthy.

You can purchase the best buys in worldwide travel insurance for a year's worth of worldwide coverage that includes the U.S. & Canada as well as Europe, or you can choose to exclude the United States & Canada. This coverage, while noted as worldwide travel insurance does exclude from coverage several high-risk areas - the countries of Israel, Lebanon, Libya & Algeria. In fact, you would be hard pressed to find annual or single trip travel insurance coverage for these countries anywhere. Were you to do so you can count on them not being among your best buy.

Let's look at an example quote & see if it's indeed six of the best buys in annual travel insurance worldwide. These quotes are for UK residents. Assuming one adults, the oldest 64, travelling in Europe, the range of cost is indeed low - from a per person low of $46.43 U.S. dollars to a high of $78.18. These might be a quantity of the best buys in annual travel insurance worldwide. Coverage includes trip delay or cancellation protection, medical care, the cost of repatriation back to your home, hospital care, lost or delayed luggage, missed flight connection or departure, hijacking, accident, personal liability, care of injured pet, & even holiday abandonment (which means were your flight or cruise to be delayed 12 hours or more you could choose to cancel your plans & be reimbursed for doing so.) These best buys in annual worldwide travel insurance also offer additional coverage add-ons (for an additional price, of work.)

Best buys in travel insurance worldwide are also found on the web, with plenty of sites offering an easy comparison.

You can choose to pay an extra fee for additional travel insurance coverage for loss or theft of cash you carryover with you, for loss or damage to business equipment such as your laptop, blackberry or cell phone, & for injury during participation in golf or winter sports.

Dec 25 2011

Understanding UK Travel Industry

"50% Discount!"
"Cut out the middle man"
"Its cheaper on the web!"
"Free Insurance for a year!"
"Book direct and save!"
"No Booking Fee!"

Are you confused? Do you know the difference between a travel agent, a tour operator and a consolidator. Do you know who is offering the best deals? Is free insurance and 20% discount better than 50% discount? The UK travel industry is a minefield and mine detectors are nowhere to be seen.'Understanding UK Travel Industry' is our attempt to unravel some of the confusion and advise you on the way. We don't pretend to be unbiased and we acknowledge that our opinion doesn't necessarily reflect the opinion of others in the business, but we do try to be honest and give the facts as we see them. Hopefully you will find the pages useful.

TOUR OPERATORS
==============
Tour Operators put together the various elements of a typical holiday and sell them as package holidays.They sell their packages either direct to the public and/or through travel agents. The cost of a holiday can vary greatly between tour operators (see examples). If they sell through travel agents, they pay a commission (usually a percentage of the holiday price) to the agent.Most people are familiar with the large tour operators such as Airtours, Thomson and JMC. Such tour operators offer a vast range of holidays and a vast range of destinations, and their buying power ensures reasonable prices. However, never forget that there are thousands of other tour operators out there. Many are small operators, specialising in specific markets or specific destinations. and their prices can be very competitive.Tour Operators come in for a lot of criticism from consumer groups and watchdogs. Whilst, there are, of course, very good operators and very poor operators, we believe that in general, customer service in the travel industry leaves a lot to be desired (at all levels, including operator to agent, agent to the consumer and operator to consumer).

Direct Sell
========
Some tour operators will only sell their package holidays direct to the consumer, bypassing the travel agent. Other will sell through travel agents and also direct to the consumer and others sell only through travel agents."Is it not cheaper to buy direct then?", you may ask. The answer is "well, perhaps sometime, if & and but&". Let us explain&First we need to clear up a misconception which has evolved from a deplorable series of TV advertisements. These advertisements were designed to discredit travel agents. One in particular, indicated that travel agents ADDED commission to tour operators' prices and therefore charged the client MORE than the quoted prices. This is totally inaccurate and resulted in complaints to the ITC (Independent Television Commission), which were upheld. The ITC also required the broadcaster to cease further transmission of the advertisement in its current form.The truth is, clients booking through travel agents do NOT pay more than the operator's quoted prices. In many cases, they actually pay less than the operator's quoted price because travel agents often give some of their commission back to the client as a discount. Further details and the ITC's ruling is available here.Right, that's that out of the way - back to the question and the answer&Generally, there is little advantage buying direct from a tour operator who also sells through travel agents. The tour operators do not want to alienate the travel agents and consequently, you can usually get similar prices from both travel agents and 'direct'.Tour operators who only sell direct to the public can offer good value. They don't pay commission to travel agents which should allow them to sell holidays a little cheaper than if they did. However, bear in mind that:

* the tour operator has the extra cost of supporting the client that would traditionally be borne by the travel agent (resort and accommodation information, visa and health requirements, changes to bookings etc).

* there could well be identical (or very similar holidays) available cheaper with other tour operators, but of course, the direct sell operator will not be offering competitors products to the client, unlike a good independent travel agent would. Equally there could be more suitable holidays available with other tour operators.Our advice: - only buy from a 'direct sell' operator if you are absolutely sure exactly which holiday you want and that no other operator does it cheaper.

TRAVEL AGENTS
=============
Travel Agents are agents for tour operators. Generally, they sell package holidays (and other products/services) on behalf of the tour operator and are paid a commission or fee by the tour operator for doing so. In addition to package holidays,most travel agents will offer other products and services such as:

* Travel Insurance
* Flights
* Car Hire
* Ferry Crossing
* Train Tickets
* Advice and information

Independence
==========
Many of the large UK chains of High Street travel agents actually belong to companies that also own the UK's major tour operators. We class these as 'non-independent'.Independent travel agents are those that are independent of their suppliers, and usually, therefore, have greater freedom to supply a wider range of products from a wider range of tour operators In our view, non-independent travel agents will always have great difficulty in offering a totally unbiased service to their clients.

Range of Products/Services
====================
The range of products/services offered varies from travel agent to travel agent. In particular, the number of tour operators supported by agents varies considerably.Most 'High Street' travel agents will actively promote and sell only certain tour operators' holidays. Their 'racking policies' dictate which brochures they will display in their shops and this is generally determined by commercial agreements with tour operators. Basically, the more commission the operator pays, the better chance of their brochures being racked. Further, if a travel agent is non-independent, this can greatly influence which tour operators are promoted.These policies limit the number of tour operators that are actively promoted by sales staff. Holidays from many operators are not sold at all.At Holiday Bargains, we are often asked by our clients, " Well why did Lunn Poly not offer me that one?" (for "Lunn Poly", you can also read other 'High Street' travel agents). The difference is that we do not operate a 'racking policy' and we will not restrict our range of suppliers based on the commission that they pay. more Coincidently, at the time of writing this document, one of our Holiday Bargains consultants has had an enquiry from an employee of a major 'High Street' travel agent, who was, apparently, unable to find the holiday she required at the same price as we could get. (We found the holiday with a smaller operator which isn't part of the same group as the travel agent).

Choosing a Travel Agent
==================
(Yes, its obvious what's coming, but we passionately believe it..) Our advice is to always book through an independent travel agent.This will not guarantee excellent service and prices, nor will booking with a non-independent agent guarantee poor service and prices. However, we believe that you will be more likely to get:
* truly independent advice and guidance
* an agent with the freedom to use a wide range of tour operators and other suppliers.

Dec 23 2011

Should You Get Travel Insurance From Boots?

There are many reasons you could be taking a trip perhaps for work, perhaps just a holiday to recharge your batteries and re-focus. There are lots of great places to see in the world, and so many things you can do on holiday, but remember to spend a while thinking about the practical things before you go. Boots travel insurance, for example, is worth considering to make sure that should things go wrong, you have something to fall back on.

The Costs Of Traveling

Taking a trip can be expensive there are lots of things to spend money on, from hotels, to train fares and flights and then you need spending money while you are away. These expenses quickly mount up and your holiday budget can be gone before you know it.

Since you are going to be spending so much money on traveling already, having Boots travel insurance is a great idea. No matter how much you are spending on your trip, and no matter how much your trip costs, once you spend money on something like a vacation, you dont want to lose that money in any way. There are many ways that money you have already spent can be lost when you travel.

As an example the hotel could be overbooked, or your flights could be canceled due to bad weather. In cases like those, if you do not have travel insurance, you could find yourself in serious trouble just imagine having to pay walk-up fares for a hotel while you wait for the airline to sort out a new flight.

Many places have fees that you are going to have to pay if your trip is canceled and it is not your fault. If your airline ticket is bumped, or if you arent able to get into your hotel room for any reason, having Boots travel insurance could be the thing that saves your money.

What Does It Offer?

Boots travel insurance can be beneficial in a lot of ways. You can buy it just like most other policies either in the store, or online, and then it will cover you should anything unfortunate occur while you are away.

If you have to pay for something unexpected such as new reservations or a different hotel room, then the travel insurance will cover you. Should your baggage go missing, or you be robbed while you are on holiday, then Boots travel insurance will help you replace what you have lost, and get you your money back. You can count on Boots travel insurance to look after you while you are away.

Dec 23 2011

The Importance of Cruise Insurance

If you speak to a few people who have gone on luxury cruise holidays in the past you are unlikely to come across many stories of things going wrong. This is generally regarded as a safe and comfortable way of seeing the globe.

That doesn’t mean that there is no need to get some cruise insurance though. Just as you are aware of the risk of something happening while you are out driving or of the pipes in your house bursting, there is always the risk that you end up injured or out of pocket while you are travelling. Let’s look at a few examples of when you could be glad that you took out cruise insurance.

A Nasty Accident

Modern cruise ships are so big and stable that finding your sea legs isn’t going to be a problem at all. However, what about when you go on a shore trip? Obviously most of these excursions end safely but there is always the risk that you trip over and go yourself some damage. There’s probably more chance of this happening if you have partaken of a tasty rum cocktail or two, but don’t let me put you off this kind of drink. There are other accidents which could happen on your holiday, just as there any number of things which could happen to you at home or at work.� If you need to leave the ship and get some emergency medical treatment then an insurance policy is going to make your life a lot easier.

A Missed Flight

Oh dear, can you imagine this one? You are sitting in your local airport all excited like a kid on Christmas Eve. You have already planned how you are going to make you dramatic entrance onto the vessel and then enjoy your week or two of carefree travelling in luxury. Then disaster strikes and a metallic voice announces that your connecting flight has been cancelled or severely delayed. At times like this calling your cruise insurance company and gibbering and generally behaving like a blubbering wreck can bring surprisingly positive results. If you don’t have a policy you can always try kicking your hand luggage.

A Sneak Thief

The majority of cruise travellers avoid any serious problems but it is still best to think of situations like this one. You are in a foreign city marvelling at the sights and sampling strange new food. Suddenly you realise that someone has stolen your passport and your money. A horrible sinking feeling comes over you until you remember that you have got an insurance policy anyway. It isn’t going to make you feel great right away but it will help you get over the incident a lot quicker and avoid being out of pocket as well.

This is just a small selection of situations in which you might just find yourself. None of them is life threatening but they could spoil your holiday. Why run the risk of letting this happen when an insurance policy is cheap and easy to take out?